Life Insurance - Four Seasons Insurance Agency

Distracted Driving Statistics: Protect Yourself and Your Family

Roadway deaths related to distracted driving are rising. In 2015, 3,477 people were killed, up from 3,179 in 2014. While you can’t control the behavior of others, you can take steps to educate yourself and your family members (especially teen drivers) about the dangers associated with distracted driving behavior. What Is Distracted Driving? The most common reason […]

Are House Fires Covered by Homeowners Insurance?

House fires are the most expensive type of insurance claim, making up one-quarter of total claim costs. While weather-related damage may prompt most claims, house fires are undoubtedly the most destructive. House fires are commonly caused by electrical or appliance overload or failure, wiring issues or cooking accidents. While most homeowners insurance policies cover house fires, the extent […]

What Happens During a Life Insurance Medical Exam?

For a life insurance medical exam, a nurse comes to your home to review your medical history. It’s routine — before an insurer can sensibly offer you a life insurance policy, they need to calculate your life expectancy. The Healthier You Are, the Less You Pay A life insurance medical exam allows your insurer to verify all the health information […]

Animal Liability and Your Homeowners Insurance

Getting the right coverage for animal liability could save you from bankruptcy. Your dog is lovable and friendly and wouldn’t harm anyone — or so you think. Even the calmest pets can cause injuries. If a guest trips over them and falls, technically your animal is at fault, and that means you. What Does Your State Say? Animal […]

Make Sure You Have the Right Pool Insurance Protection

Do you have the right amount of swimming pool insurance in case of injuries on your property? It’s a question that keeps pool owners up at night. Thankfully, your insurance agent can answer this question and wants to help you get the peace of mind and the coverage you need! Your Pool: “Attractive Nuisance” The insurance industry calls […]

What’s Event Insurance and Why Do You Need It?

Event insurance offers protection, security and in some cases, it’s required for your special day. Whether you’re planning a wedding, an obstacle race or a business conference, event insurance has many benefits to offer. If your insurance policy doesn’t offer event coverage, look into purchasing coverage to give you peace of mind and guard you […]

Marriage Affects Insurance Rates: Call Your Agent After Your Wedding

It’s true: Marriage affects insurance bills … mostly in a good way. If you’re tying the knot this summer, first of all: congratulations! Four Seasons Insurance wishes you and your new spouse all the best. Now it’s time to work on saving you money on your insurance policies. Wouldn’t you love some extra cash to […]

What Happens When Term Life Insurance Ends?

The best type of term life insurance is the kind you don’t ever have to use. Outliving your policy is the goal. But when your term life insurance is coming to an end, don’t just ignore it — you still have decisions to make. Do You Still Need Coverage? What is your financial situation? Do […]

An Independent Insurance Agent Works for You

An independent insurance agent has your best interests in mind. Unlike a corporate agent who works for one company, an independent insurance professional can provide a wide range of coverages tailored to your individual needs — and the policies don’t have to come from only one place. Why is an independent insurance agent your best […]

8 Effective Ways to Lower Your Insurance Bill

Is one of your financial goals to lower your insurance bill this year? Insurance is a necessary protection, but you shouldn’t pay more if you don’t have to. You have control over some of the factors your insurer uses to create your policy, whether that includes auto, home, life or all three. By making changes […]

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Category: Life Insurance

Distracted Driving Statistics: Protect Yourself and Your Family

Are House Fires Covered by Homeowners Insurance?

What Happens During a Life Insurance Medical Exam?

Animal Liability and Your Homeowners Insurance

Make Sure You Have the Right Pool Insurance Protection

What’s Event Insurance and Why Do You Need It?

Marriage Affects Insurance Rates: Call Your Agent After Your Wedding

What Happens When Term Life Insurance Ends?

An Independent Insurance Agent Works for You

8 Effective Ways to Lower Your Insurance Bill

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