If you haven’t considered life insurance coverage before, there is nothing like becoming a parent to help you realize you need it. No longer do you only have yourself and maybe a spouse to think about — you also have a baby who depends on you for care, in all aspects of life. One of the most […]
Why is life insurance so important to purchase now if you’re a millennial? It’s hard to think about needing it when you’re young and healthy, but life insurance isn’t a financial issue to put on the back burner. You don’t want to leave your family with financial strain, and getting life insurance is probably much easier than you think, […]
Roadway deaths related to distracted driving are rising. In 2015, 3,477 people were killed, up from 3,179 in 2014. While you can’t control the behavior of others, you can take steps to educate yourself and your family members (especially teen drivers) about the dangers associated with distracted driving behavior. What Is Distracted Driving? The most common reason […]
House fires are the most expensive type of insurance claim, making up one-quarter of total claim costs. While weather-related damage may prompt most claims, house fires are undoubtedly the most destructive. House fires are commonly caused by electrical or appliance overload or failure, wiring issues or cooking accidents. While most homeowners insurance policies cover house fires, the extent […]
For a life insurance medical exam, a nurse comes to your home to review your medical history. It’s routine — before an insurer can sensibly offer you a life insurance policy, they need to calculate your life expectancy. The Healthier You Are, the Less You Pay A life insurance medical exam allows your insurer to verify all the health information […]
Getting the right coverage for animal liability could save you from bankruptcy. Your dog is lovable and friendly and wouldn’t harm anyone — or so you think. Even the calmest pets can cause injuries. If a guest trips over them and falls, technically your animal is at fault, and that means you. What Does Your State Say? Animal […]
Do you have the right amount of swimming pool insurance in case of injuries on your property? It’s a question that keeps pool owners up at night. Thankfully, your insurance agent can answer this question and wants to help you get the peace of mind and the coverage you need! Your Pool: “Attractive Nuisance” The insurance industry calls […]
Event insurance offers protection, security and in some cases, it’s required for your special day. Whether you’re planning a wedding, an obstacle race or a business conference, event insurance has many benefits to offer. If your insurance policy doesn’t offer event coverage, look into purchasing coverage to give you peace of mind and guard you […]
It’s true: Marriage affects insurance bills … mostly in a good way. If you’re tying the knot this summer, first of all: congratulations! Four Seasons Insurance wishes you and your new spouse all the best. Now it’s time to work on saving you money on your insurance policies. Wouldn’t you love some extra cash to […]
The best type of term life insurance is the kind you don’t ever have to use. Outliving your policy is the goal. But when your term life insurance is coming to an end, don’t just ignore it — you still have decisions to make. Do You Still Need Coverage? What is your financial situation? Do […]
