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How Much Does Life Insurance Cost? How Rates are Calculated

How much does life insurance cost? Life insurance can protect your loved ones should the worst occur – but you already knew that. What you really need to know is how much will the financial safety net cost? With dozens of insurance companies and a range of options for term length an

Are You Legally Required to Carry Homeowners Insurance?

Homeowners insurance is not legally mandatory; you don’t technically need coverage to own a home. Generally speaking, it’s only a requirement if you have a mortgage loan on your property or if you’re the owner of a co-op or condominium. That sa

7 Ways to Get Cheaper Teen Car Insurance

cheaper car insurance teens Teen car insurance tends to be more expensive than coverage for older drivers. Teenagers have less experience on the road and they’re more prone to driving distractions, so an increased premium is to be expected. Or is it?  Actually, there are sev

Reduce Business Insurance Costs with These Tips

business insurance costs Business insurance is essential, no matter the size and scope of your company or the industry in which you operate. Coverage provides you with financial security, limits your liability and helps ensure that your business can continue to grow. And, in

What Does a Standard Home Insurance Policy Cover?

home insurance coverage A standard home insurance policy provides protection against financial loss resulting from certain perils, including fire, theft, falling objects and accidental damage. Independent agents customize insurance plans to meet each individual homeowner’