Owning a home is one of the most significant financial commitments you will ever make. Beyond being a place to live, your home represents security, stability, and an asset that can appreciate in value over time. Protecting this investment is just as important as making it, which is why homeowners insurance is a necessity. Why […]
When you think about protecting yourself, your family, and your assets, it’s important to understand exactly what your insurance covers. Policies can feel overwhelming with their dense language and unfamiliar terms, but you don’t have to navigate them alone. By taking the time to familiarize yourself with the basics, you’ll gain the peace of mind […]
Transforming your backyard into a family entertainment area could end up being more expensive than anticipated. Trampolines, pools, play structures, swing sets, and even tree houses can encourage children to spend more time outdoors. However, these property additions can also impact your homeowner’s insurance coverage. Typical homeowner's insurance policies frequently have exclusions for these types […]
Isn't valuable personal property insurance unnecessary if you already have renters or homeowners insurance? Oddly enough, the response is probably no. The complete worth of your possessions, such as a pricey engagement ring, an antique collection, or a specially crafted musical instrument, is usually not covered by a typical renters' or homeowners' insurance policy. The […]
Life gets busy, and it’s tough to keep track of every detail. When it comes to life events, such as a child moving out or a family member passing away, the paperwork that comes with them can easily be forgotten. Some events need to be relayed to your insurance agency, and this guide will inform […]
Most people in Utah haven’t had to worry about flood insurance. After all, we are the second driest state in the United States, receiving about 11 inches of rain per year, on average. (This number does fluctuate based on location and elevation, with some areas receiving less than 5 inches and others getting more that […]
Insurance is about minimizing risk by protecting your assets. You can get a policy to protect whatever asset you find valuable, regardless of how strange it may be to other people. When you think of insurance policies, you probably think of protecting vehicles and homes or getting a basic life insurance policy. But you can […]
At Four Seasons Insurance Agency, we like to provide as much information as possible to our clients. Insurance can be confusing, that’s why we work hard to ensure our clients understand what they need to know about their policies and options. This blog answers some common questions we hear in our office, but as always, […]
When you think of insurance, it probably feels like a modern notion. In reality, the idea of insuring yourself and your goods is thousands of years old. Travel back in time to around 3,000 B.C. and you’ll find Chinese merchants who understood the risks of losing their merchandise in a shipwreck. Some of these merchants […]
If you’re renting a space or are looking for one, you probably already know a little about renter’s insurance. Renter’s insurance is a good idea because your landlord’s insurance won’t cover you and it’s a protection from liability in cases of accidents, theft, or natural disasters. Help avoid financial losses by getting a renter’s policy […]
