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Category: Home Insurance

Answers to Common Insurance Questions

Answers to Common Insurance Questions
At Four Seasons Insurance Agency, we like to provide as much information as possible to our clients. Insurance can be confusing, that’s why we work hard to ensure our clients understand what they need to know about their policies and options. This blog answers some common questions we hear in our office, but as always, […]
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History of Insurance

History of Insurance
When you think of insurance, it probably feels like a modern notion. In reality, the idea of insuring yourself and your goods is thousands of years old. Travel back in time to around 3,000 B.C. and you’ll find Chinese merchants who understood the risks of losing their merchandise in a shipwreck. Some of these merchants […]
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Benefits of Renter’s Insurance that You May Not Have Considered

Benefits of Renter’s Insurance that You May Not Have Considered
If you’re renting a space or are looking for one, you probably already know a little about renter’s insurance. Renter’s insurance is a good idea because your landlord’s insurance won’t cover you and it’s a protection from liability in cases of accidents, theft, or natural disasters. Help avoid financial losses by getting a renter’s policy […]
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Insurance for Specific Events

Insurance for Specific Events
Between the warmer weather blowing in and the world opening back up, many of us are preparing to host events and parties bigger than ever before. After all, we need to make up for that lost time during the pandemic! If you put off a big celebration such as a wedding or retirement party until […]
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Wacky but True Insurance Stories

Wacky but True Insurance Stories
Having insurance is important for protecting you and your family. We’ve seen lots of insurance claims here at this office, and we always respond quickly and effectively. We welcome all questions from our clients, no matter how unusual they may be. Here are some unique insurance stories from around the globe: The Burglar that Won […]
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Warning Signs an Insurance Company is Acting in Bad Faith

Warning Signs an Insurance Company is Acting in Bad Faith
The right insurance company will make your needs a priority and will treat you fairly and ethically. If your insurance company is making you feel like something is wrong, listen to your gut. Here are some warning signs to pay attention to if you’re getting frustrated with your insurance situation: You have been threatened: It […]
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Five Tips When Shopping for Insurance

Five Tips When Shopping for Insurance
Shopping for insurance can be an overwhelming and confusing process. Between the technical terms and plethora of options (or exclusions of options), it can be intimidating. Here are five considerations to take into account when choosing an insurance agency to find coverage for you: Options: When it comes to available options, this includes actual coverage […]
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Insurance for Natural Disasters

Insurance for Natural Disasters
Fires and floods: two common headlines throughout the country recently. Hurricane Ida wreaked havoc throughout Louisiana and up the Northeast coast as the fifth-strongest hurricane hit the mainland of the United States. Wind damage and flooding destroyed homes, cars, and many structures, and the death toll has sadly climbed to over 60 so far from […]
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What Happens if You Don’t Pay Your Home Insurance Premiums?

What Happens if You Don’t Pay Your Home Insurance Premiums?
If you don’t pay your home insurance premium by the due date, you may still have time to keep the policy in force. Most policies come with a grace period, giving you a little extra time – usually 30 days – to bring the policy premium current. If paying the premium before the end of […]
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Should You Ever NOT File a Home Insurance Claim?

Should You Ever NOT File a Home Insurance Claim?
You pay for home insurance, so you might as well file a claim each and every time you have property damage, right? Although you certainly have the right to file an insurance claim any time you have a covered loss, doing so can sometimes cause your premium to increase. In some cases, filing multiple claims […]
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