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Category: Life Insurance

Five Tips When Shopping for Insurance

Five Tips When Shopping for Insurance
Shopping for insurance can be an overwhelming and confusing process. Between the technical terms and plethora of options (or exclusions of options), it can be intimidating. Here are five considerations to take into account when choosing an insurance agency to find coverage for you: Options: When it comes to available options, this includes actual coverage […]
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Insure Teen Drivers to Ensure Peace of Mind

Insure Teen Drivers to Ensure Peace of Mind
The day has come: your teen driver completed drivers ed and passed their test—now what? For some of us, this day is a welcome reprieve from being the family chauffeur. For others, this may be a terrifying endeavor knowing your child is wholly responsible behind the wheel. Either way, the fledging is working at leaving […]
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Insurance for Natural Disasters

Insurance for Natural Disasters
Fires and floods: two common headlines throughout the country recently. Hurricane Ida wreaked havoc throughout Louisiana and up the Northeast coast as the fifth-strongest hurricane hit the mainland of the United States. Wind damage and flooding destroyed homes, cars, and many structures, and the death toll has sadly climbed to over 60 so far from […]
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How Much Does Life Insurance Cost? How Rates are Calculated

How Much Does Life Insurance Cost? How Rates are Calculated
Life insurance can protect your loved ones should the worst occur – but you already knew that. What you really need to know is how much will the financial safety net cost? With dozens of insurance companies and a range of options for term length and coverage amount – and the many factors insurers consider […]
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Term or Whole Life Insurance – Which Policy Is Right for You?

Term or Whole Life Insurance – Which Policy Is Right for You?
Life insurance gives you the peace of mind in knowing that your family will have financial security when you’re not around – so, making the decision to get coverage may be an easy one. What’s not so easy, however, is deciding whether to buy term or whole life insurance. If you’re new to the world […]
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Insurance Agency vs. Insurance Company: What’s the Difference?

Insurance Agency vs. Insurance Company: What’s the Difference?
The difference between an insurance agency and an insurance company or carrier is a source of confusion for many consumers. And because the answer isn’t completely black and white, the distinction can become a little blurry. But perhaps more important, consumers want to know if one is better than the other for providing the coverage they […]
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What to Do if Your Dog Bites Someone

What to Do if Your Dog Bites Someone
When your dog bites someone, it can be tempting to panic. Is the victim OK? Will you get sued? Will your dog get taken away? While the rush of emotion is normal, remember that how you respond to this scenario plays a key role in the outcome. While it may be hard to picture your loving […]
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What’s an Umbrella Insurance Policy For?

What’s an Umbrella Insurance Policy For?
An umbrella insurance policy does one thing best: protect you from lawsuits. When you are personally liable for bodily injury of another or damage to someone else’s property, your homeowners, auto or landlord’s insurance kicks in if you are sued.   But if the judge or jury awards the victim more than the amount of your policies, your […]
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Can You Add Life Insurance Coverage During Pregnancy?

Can You Add Life Insurance Coverage During Pregnancy?
If you haven’t considered life insurance coverage before, there is nothing like becoming a parent to help you realize you need it. No longer do you only have yourself and maybe a spouse to think about — you also have a baby who depends on you for care, in all aspects of life. One of the most […]
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Life Insurance for Millennials 

Life Insurance for Millennials 
Why is life insurance so important to purchase now if you’re a millennial? It’s hard to think about needing it when you’re young and healthy, but life insurance isn’t a financial issue to put on the back burner. You don’t want to leave your family with financial strain, and getting life insurance is probably much easier than you think, […]
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