Fatal car accidents spiked last year across the country in most states. A recent article on insurancejournal.com provided a comparative list of vehicle fatalities in each state from 2020 to 2021. It showed that Idaho had the largest increase in fatalities, coming in at about a 36% increase. Nebraska did the best, lowering their estimate […]
The right insurance company will make your needs a priority and will treat you fairly and ethically. If your insurance company is making you feel like something is wrong, listen to your gut. Here are some warning signs to pay attention to if you’re getting frustrated with your insurance situation: You have been threatened: It […]
Shopping for insurance can be an overwhelming and confusing process. Between the technical terms and plethora of options (or exclusions of options), it can be intimidating. Here are five considerations to take into account when choosing an insurance agency to find coverage for you: Options: When it comes to available options, this includes actual coverage […]
The day has come: your teen driver completed drivers ed and passed their test—now what? For some of us, this day is a welcome reprieve from being the family chauffeur. For others, this may be a terrifying endeavor knowing your child is wholly responsible behind the wheel. Either way, the fledging is working at leaving […]
Fires and floods: two common headlines throughout the country recently. Hurricane Ida wreaked havoc throughout Louisiana and up the Northeast coast as the fifth-strongest hurricane hit the mainland of the United States. Wind damage and flooding destroyed homes, cars, and many structures, and the death toll has sadly climbed to over 60 so far from […]
Life insurance can protect your loved ones should the worst occur – but you already knew that. What you really need to know is how much will the financial safety net cost? With dozens of insurance companies and a range of options for term length and coverage amount – and the many factors insurers consider […]
Life insurance gives you the peace of mind in knowing that your family will have financial security when you’re not around – so, making the decision to get coverage may be an easy one. What’s not so easy, however, is deciding whether to buy term or whole life insurance. If you’re new to the world […]
The difference between an insurance agency and an insurance company or carrier is a source of confusion for many consumers. And because the answer isn’t completely black and white, the distinction can become a little blurry. But perhaps more important, consumers want to know if one is better than the other for providing the coverage they […]
When your dog bites someone, it can be tempting to panic. Is the victim OK? Will you get sued? Will your dog get taken away? While the rush of emotion is normal, remember that how you respond to this scenario plays a key role in the outcome. While it may be hard to picture your loving […]
An umbrella insurance policy does one thing best: protect you from lawsuits. When you are personally liable for bodily injury of another or damage to someone else’s property, your homeowners, auto or landlord’s insurance kicks in if you are sued. But if the judge or jury awards the victim more than the amount of your policies, your […]
