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Author: Four Seasons Insurance

Animal Liability and Your Homeowners Insurance

Animal Liability and Your Homeowners Insurance
Getting the right coverage for animal liability could save you from bankruptcy. Your dog is lovable and friendly and wouldn’t harm anyone — or so you think. Even the calmest pets can cause injuries. If a guest trips over them and falls, technically your animal is at fault, and that means you. What Does Your State Say? Animal […]
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Top 10 Ways to Lower Car Insurance Costs

Top 10 Ways to Lower Car Insurance Costs
Lower car insurance bills — that’s what everyone wants. Car insurance is a must-have, but you want to pay as little as possible for the protection you need. It is possible to lower car insurance rates and still get great coverage, but it might take some legwork. With a helpful agent, go down this list and see if you can […]
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Make Sure You Have the Right Pool Insurance Protection 

Make Sure You Have the Right Pool Insurance Protection 
Do you have the right amount of swimming pool insurance in case of injuries on your property? It’s a question that keeps pool owners up at night. Thankfully, your insurance agent can answer this question and wants to help you get the peace of mind and the coverage you need! Your Pool: “Attractive Nuisance” The insurance industry calls […]
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What’s Event Insurance and Why Do You Need It?

What’s Event Insurance and Why Do You Need It?
Event insurance offers protection, security and in some cases, it’s required for your special day. Whether you’re planning a wedding, an obstacle race or a business conference, event insurance has many benefits to offer. If your insurance policy doesn’t offer event coverage, look into purchasing coverage to give you peace of mind and guard you […]
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Flood Insurance: Why it’s Vital to Prepare for the Worst

Flood Insurance: Why it’s Vital to Prepare for the Worst
Is flood insurance important, or is it just one of those extra coverages your insurance agent tries to sell you? It’s definitely extra — it’s not normally included in homeowners insurance policies — but you should reconsider if you think of it as an unnecessary policy add-on. It’s anything but that. Flood insurance could save […]
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Marriage Affects Insurance Rates: Call Your Agent After Your Wedding

Marriage Affects Insurance Rates: Call Your Agent After Your Wedding
It’s true: Marriage affects insurance bills … mostly in a good way. If you’re tying the knot this summer, first of all: congratulations! Four Seasons Insurance wishes you and your new spouse all the best. Now it’s time to work on saving you money on your insurance policies. Wouldn’t you love some extra cash to […]
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What Happens When Term Life Insurance Ends?

What Happens When Term Life Insurance Ends?
The best type of term life insurance is the kind you don’t ever have to use. Outliving your policy is the goal. But when your term life insurance is coming to an end, don’t just ignore it — you still have decisions to make. Do You Still Need Coverage? What is your financial situation? Do […]
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7 Backyard Upgrades That Can Affect Your Homeowners Insurance

7 Backyard Upgrades That Can Affect Your Homeowners Insurance
Home insurance is a must, but you may need a little bit more coverage than others, depending on what’s on your property. Before you carry out your plan to make your back yard the “go-to” place for fun in your neighborhood, consider the fact that the following seven backyard upgrades can drive up the cost […]
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Check Your RV Insurance Before Camping Season

Check Your RV Insurance Before Camping Season
RV insurance is a must, whether you camp all summer long or only for a few weeks. Now that the weather is turning warmer, it’s almost time to hit the road once again, so make sure you’re prepared. Before you take your rig out on the highway, double-check your coverage. A discrepancy in your RV […]
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7 Coverages You Won’t Find with Standard Homeowners Insurance

7 Coverages You Won’t Find with Standard Homeowners Insurance
A standard homeowners insurance policy provides the basic coverage you need to meet your mortgage lender’s demands, but you may be surprised to learn there are many exceptions. When you’re faced with damage or disaster and need help paying for repairs, you could wind up in a serious financial bind if you were counting on […]
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