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Category: Auto Insurance

Insurance Agency vs. Insurance Company: What’s the Difference?

Insurance Agency vs. Insurance Company: What’s the Difference?
The difference between an insurance agency and an insurance company or carrier is a source of confusion for many consumers. And because the answer isn’t completely black and white, the distinction can become a little blurry. But perhaps more important, consumers want to know if one is better than the other for providing the coverage they […]
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What Should Your Boat Insurance Policy Cover?

What Should Your Boat Insurance Policy Cover?
Boat insurance is one of those expenses every boat owner has, but doesn’t necessarily want. It’s fun buying marine speakers and tubing equipment. Paying your insurance bill every month? Not so much. But since you have to finance coverage, you want to make sure it’s the right coverage. You don’t want to (and possibly can’t) afford not having the right […]
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Upgrade Your Car Insurance Coverage if You Drive for a Ride-Sharing Service 

Upgrade Your Car Insurance Coverage if You Drive for a Ride-Sharing Service 
Your car insurance coverage may not have been at the forefront of your mind when you signed up to drive for Uber or Lyft. You were probably just excited to start making extra money, but a call to your auto insurance policy provider to check your coverage levels is a good idea. Do Ride-Sharing Companies Assume Liability? Ride-sharing services have […]
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Choose Commercial Auto Insurance for Your Company Vehicles

Choose Commercial Auto Insurance for Your Company Vehicles
Commercial auto insurance is a must for those who drive for business. It’s not just for taxi drivers and pizza-delivery services. Your personal auto insurance likely isn’t enough to cover you in the event you get into an accident while driving on the job, and that’s where a commercial auto insurance policy can provide an important […]
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Car Insurance: How Much Will it Go up After an Accident?

Car Insurance: How Much Will it Go up After an Accident?
Car insurance rates are an expense every driver has to live with, so there is no harm in trying to minimize the amount you pay out of pocket. But that gets a lot harder after you file a claim on your policy. Even though it might seem like it, your insurance company doesn’t arbitrarily raise your rates after a car […]
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Distracted Driving Statistics: Protect Yourself and Your Family

Distracted Driving Statistics: Protect Yourself and Your Family
Roadway deaths related to distracted driving are rising. In 2015, 3,477 people were killed, up from 3,179 in 2014. While you can’t control the behavior of others, you can take steps to educate yourself and your family members (especially teen drivers) about the dangers associated with distracted driving behavior. What Is Distracted Driving? The most common reason […]
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Top 10 Ways to Lower Car Insurance Costs

Top 10 Ways to Lower Car Insurance Costs
Lower car insurance bills — that’s what everyone wants. Car insurance is a must-have, but you want to pay as little as possible for the protection you need. It is possible to lower car insurance rates and still get great coverage, but it might take some legwork. With a helpful agent, go down this list and see if you can […]
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Check Your RV Insurance Before Camping Season

Check Your RV Insurance Before Camping Season
RV insurance is a must, whether you camp all summer long or only for a few weeks. Now that the weather is turning warmer, it’s almost time to hit the road once again, so make sure you’re prepared. Before you take your rig out on the highway, double-check your coverage. A discrepancy in your RV […]
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Teen Car Insurance: Make Sure Your Young Driver Is Protected

Teen Car Insurance: Make Sure Your Young Driver Is Protected
Is purchasing teen car insurance on your to-do list? Your teen is finally taking a major step toward independence, and while it’s exciting, it can be a little scary too, especially for parents. Besides helping your teens practice their driving maneuvers and teaching them about road safety, you also have to make sure they’re fully […]
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An Independent Insurance Agent Works for You

An Independent Insurance Agent Works for You
An independent insurance agent has your best interests in mind. Unlike a corporate agent who works for one company, an independent insurance professional can provide a wide range of coverages tailored to your individual needs — and the policies don’t have to come from only one place. Why is an independent insurance agent your best […]
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