How Commercial Insurance Protects Your Livelihood

Commercial insurance is a must for most small-business owners. You’ve invested your time, your money and your hopes for the future in your business. If it was taken away from you, starting over would put your career and your family at risk. Comm

Distracted Driving Statistics: Protect Yourself and Your Family

Roadway deaths related to distracted driving are rising. In 2015, 3,477 people were killed, up from 3,179 in 2014. While you can’t control the behavior of others, you can take steps to educate yourself and your family members (especially teen dri

Are House Fires Covered by Homeowners Insurance?

House fires are the most expensive type of insurance claim, making up one-quarter of total claim costs. While weather-related damage may prompt most claims, house fires are undoubtedly the most destructive. House fires are commonly caused by electri

What Happens During a Life Insurance Medical Exam?

For a life insurance medical exam, a nurse comes to your home to review your medical history. It’s routine — before an insurer can sensibly offer you a life insurance policy, they need to calculate your life expectancy. The Healthier You Are,

Home-Based Business Insurance: Is it Necessary?

Home-based business insurance is more important than you might think. There are about 38 million home-based businesses in the U.S., and if you own one of them, you probably love the fact that you don’t have a commute — it’s one of the major pe