Home Insurance - Four Seasons Insurance Agency

Does Your Homeowners Insurance Cover Backyard Summer Fun?

Your homeowners insurance isn’t just designed to protect your home — it’s meant to protect you, too. Summer is a season of fun, complete with barbecues, pool parties and bonfires. But spring and summer also bring about an increased risk of accidents. The Centers for Disease Control and Prevention (CDC) estimates there are nearly 12 million additional emergency room visits during these […]

5 Reasons to Update Your Homeowners Insurance Policy

Your homeowners insurance policy is more than a document — it’s your protection. As a homeowner, you’ve invested your livelihood in building or buying a structure to house your family and all your possessions. If something happens to damage it, it’s up to your homeowners insurance policy to pay, so it’s important the policyholder is aware of exactly how […]

Renters Insurance: 4 Lesser Known Benefits

Renters insurance is sometimes a requirement for your landlord. It’s clear that if something happens to the house you’re renting, your landlord’s insurance will cover the structure, but the contents won’t be covered. If there’s water damage, a fire or any other major event, you will have to start from scratch with no financial help to replace your possessions. […]

4 Common Winter Homeowners Insurance Claims and How to Prevent Them

Winter homeowners insurance claims can wreak havoc on next year’s premiums! While winter is one of the seasons that makes you grateful for homeowners insurance, it can also take a serious toll, both on your home and your wallet. Can you reduce the chances you’ll have to file winter homeowners insurance claims? It depends on the claim. Below are four […]

Are House Fires Covered by Homeowners Insurance?

House fires are the most expensive type of insurance claim, making up one-quarter of total claim costs. While weather-related damage may prompt most claims, house fires are undoubtedly the most destructive. House fires are commonly caused by electrical or appliance overload or failure, wiring issues or cooking accidents. While most homeowners insurance policies cover house fires, the extent […]

Animal Liability and Your Homeowners Insurance

Getting the right coverage for animal liability could save you from bankruptcy. Your dog is lovable and friendly and wouldn’t harm anyone — or so you think. Even the calmest pets can cause injuries. If a guest trips over them and falls, technically your animal is at fault, and that means you. What Does Your State Say? Animal […]

Flood Insurance: Why it’s Vital to Prepare for the Worst

Is flood insurance important, or is it just one of those extra coverages your insurance agent tries to sell you? It’s definitely extra — it’s not normally included in homeowners insurance policies — but you should reconsider if you think of it as an unnecessary policy add-on. It’s anything but that. Flood insurance could save […]

7 Backyard Upgrades That Can Affect Your Homeowners Insurance

Home insurance is a must, but you may need a little bit more coverage than others, depending on what’s on your property. Before you carry out your plan to make your back yard the “go-to” place for fun in your neighborhood, consider the fact that the following seven backyard upgrades can drive up the cost […]

7 Coverages You Won’t Find with Standard Homeowners Insurance

A standard homeowners insurance policy provides the basic coverage you need to meet your mortgage lender’s demands, but you may be surprised to learn there are many exceptions. When you’re faced with damage or disaster and need help paying for repairs, you could wind up in a serious financial bind if you were counting on […]

An Independent Insurance Agent Works for You

An independent insurance agent has your best interests in mind. Unlike a corporate agent who works for one company, an independent insurance professional can provide a wide range of coverages tailored to your individual needs — and the policies don’t have to come from only one place. Why is an independent insurance agent your best […]

UTAH OFFICE

MONTANA OFFICE

Category: Home Insurance

Does Your Homeowners Insurance Cover Backyard Summer Fun?

5 Reasons to Update Your Homeowners Insurance Policy

Renters Insurance: 4 Lesser Known Benefits

4 Common Winter Homeowners Insurance Claims and How to Prevent Them

Are House Fires Covered by Homeowners Insurance?

Animal Liability and Your Homeowners Insurance

Flood Insurance: Why it’s Vital to Prepare for the Worst

7 Backyard Upgrades That Can Affect Your Homeowners Insurance

7 Coverages You Won’t Find with Standard Homeowners Insurance

An Independent Insurance Agent Works for You

Recent Posts

Categories