Renters insurance is sometimes a requirement for your landlord. It’s clear that if something happens to the house you’re renting, your landlord’s insurance will cover the structure, but the contents won’t be covered. If there’s water damage, a fire or any other major event, you will have to start from scratch with no financial help to replace your possessions. […]
Winter homeowners insurance claims can wreak havoc on next year’s premiums! While winter is one of the seasons that makes you grateful for homeowners insurance, it can also take a serious toll, both on your home and your wallet. Can you reduce the chances you’ll have to file winter homeowners insurance claims? It depends on the claim. Below are four […]
Commercial auto insurance is a must for those who drive for business. It’s not just for taxi drivers and pizza-delivery services. Your personal auto insurance likely isn’t enough to cover you in the event you get into an accident while driving on the job, and that’s where a commercial auto insurance policy can provide an important […]
Why is life insurance so important to purchase now if you’re a millennial? It’s hard to think about needing it when you’re young and healthy, but life insurance isn’t a financial issue to put on the back burner. You don’t want to leave your family with financial strain, and getting life insurance is probably much easier than you think, […]
Car insurance rates are an expense every driver has to live with, so there is no harm in trying to minimize the amount you pay out of pocket. But that gets a lot harder after you file a claim on your policy. Even though it might seem like it, your insurance company doesn’t arbitrarily raise your rates after a car […]
Commercial insurance is a must for most small-business owners. You’ve invested your time, your money and your hopes for the future in your business. If it was taken away from you, starting over would put your career and your family at risk. Commercial insurance is one of the best ways you can safeguard against that scenario. Commercial insurance for your […]
Roadway deaths related to distracted driving are rising. In 2015, 3,477 people were killed, up from 3,179 in 2014. While you can’t control the behavior of others, you can take steps to educate yourself and your family members (especially teen drivers) about the dangers associated with distracted driving behavior. What Is Distracted Driving? The most common reason […]
House fires are the most expensive type of insurance claim, making up one-quarter of total claim costs. While weather-related damage may prompt most claims, house fires are undoubtedly the most destructive. House fires are commonly caused by electrical or appliance overload or failure, wiring issues or cooking accidents. While most homeowners insurance policies cover house fires, the extent […]
For a life insurance medical exam, a nurse comes to your home to review your medical history. It’s routine — before an insurer can sensibly offer you a life insurance policy, they need to calculate your life expectancy. The Healthier You Are, the Less You Pay A life insurance medical exam allows your insurer to verify all the health information […]
Home-based business insurance is more important than you might think. There are about 38 million home-based businesses in the U.S., and if you own one of them, you probably love the fact that you don’t have a commute — it’s one of the major perks of working from home. While home-based businesses are usually cheaper to start and […]
