Your homeowners insurance is a necessity, so you probably don’t think about it much — you just pay the bill. But what if you could lower your annual costs to get more of what you want? Shopping for homeowners insurance rate reductions can pay off, whether you’re looking at auto, boat or motorcycle. Here are eight more ways to lower your costs: 1. Boost […]
Your homeowners insurance isn’t just designed to protect your home — it’s meant to protect you, too. Summer is a season of fun, complete with barbecues, pool parties and bonfires. But spring and summer also bring about an increased risk of accidents. The Centers for Disease Control and Prevention (CDC) estimates there are nearly 12 million additional emergency room visits during these […]
Boat insurance is one of those expenses every boat owner has, but doesn’t necessarily want. It’s fun buying marine speakers and tubing equipment. Paying your insurance bill every month? Not so much. But since you have to finance coverage, you want to make sure it’s the right coverage. You don’t want to (and possibly can’t) afford not having the right […]
Motorcycle insurance is a must. It’s important to know you’re covered on the road; plus, it’s the law. But more importantly, your finances could be at risk in a motorcycle accident if you are underinsured. Since summer is now upon us, it’s the ideal time to see if you have the right coverage before you blow the dust off […]
Your car insurance coverage may not have been at the forefront of your mind when you signed up to drive for Uber or Lyft. You were probably just excited to start making extra money, but a call to your auto insurance policy provider to check your coverage levels is a good idea. Do Ride-Sharing Companies Assume Liability? Ride-sharing services have […]
When your dog bites someone, it can be tempting to panic. Is the victim OK? Will you get sued? Will your dog get taken away? While the rush of emotion is normal, remember that how you respond to this scenario plays a key role in the outcome. While it may be hard to picture your loving […]
An umbrella insurance policy does one thing best: protect you from lawsuits. When you are personally liable for bodily injury of another or damage to someone else’s property, your homeowners, auto or landlord’s insurance kicks in if you are sued. But if the judge or jury awards the victim more than the amount of your policies, your […]
Business insurance is a safeguard for your livelihood, and by extension, your possessions and your lifestyle. Business insurance is a requirement, not a luxury, and in some cases, the law may require you to have a certain type and coverage amount, such as when dealing with workers’ compensation insurance. Below are five types of business insurance you may […]
Your homeowners insurance policy is more than a document — it’s your protection. As a homeowner, you’ve invested your livelihood in building or buying a structure to house your family and all your possessions. If something happens to damage it, it’s up to your homeowners insurance policy to pay, so it’s important the policyholder is aware of exactly how […]
If you haven’t considered life insurance coverage before, there is nothing like becoming a parent to help you realize you need it. No longer do you only have yourself and maybe a spouse to think about — you also have a baby who depends on you for care, in all aspects of life. One of the most […]
