RV/camper insurance comes to your aid if an accident occurs while you’re out traveling the countryside, just like any other vehicle, but it also protects the RV/camper as your personal property. Covered vehicles include motor homes, fifth wheels, motor coaches, tent/pop-up trailers, camper vans, and toy haulers. Whether you are a weekend warrior or live […]
Inland Marine Insurance may sound odd, especially for a Utah company, but it actually has nothing to do with the ocean. The purpose of this policy is to protect your company’s assets that get transported or stored anywhere on land. With this policy, you can rest assured that your property is protected regardless of its […]
For many, the thrill and freedom that comes with a motorcycle on an open road is the ultimate experience. The only way to keep that vibe going for years to come is to prioritize safety. Our top five safety recommendations are: Take a motorcycle safety course. For beginners, this is critical, but there are many […]
Most people in Utah haven’t had to worry about flood insurance. After all, we are the second driest state in the United States, receiving about 11 inches of rain per year, on average. (This number does fluctuate based on location and elevation, with some areas receiving less than 5 inches and others getting more that […]
No one wants to get in a car accident, but if you do, it’s important to be insured. In the US, the average person spends about $1,770 per year on auto insurance. The industry insures over 215 million drivers and is currently worth over $315 billion. Each year, auto insurance claim payments reach about $170 […]
Insurance is about minimizing risk by protecting your assets. You can get a policy to protect whatever asset you find valuable, regardless of how strange it may be to other people. When you think of insurance policies, you probably think of protecting vehicles and homes or getting a basic life insurance policy. But you can […]
We often hear of people rejecting the idea of life insurance just because of the health exam. Maybe it’s the time and maybe it’s the fact that there’s a needle involved, but the truth is, these are small inconveniences for the financial support benefit. In the end, the exam isn’t so bad, and we’re certain […]
At Four Seasons Insurance Agency, we like to provide as much information as possible to our clients. Insurance can be confusing, that’s why we work hard to ensure our clients understand what they need to know about their policies and options. This blog answers some common questions we hear in our office, but as always, […]
For businesses that serve alcohol, it’s extremely important to get additional insurance protection in regard to alcohol consumption. This time of year, businesses are amping up for all the upcoming festivities that will involve booze. It’s critical for businesses such as restaurants, bars, breweries, and any other service providing alcohol to have this added protection. […]
If you own a business, you may ask if you really need business insurance. It may not be required by law, but there are many reasons to have it. Businesses do need a certain amount of insurance, such as workers’ compensation, unemployment, and disability insurance, but having an actual business insurance policy isn’t a necessity. […]
