A standard homeowners insurance policy provides the basic coverage you need to meet your mortgage lender’s demands, but you may be surprised to learn there are many exceptions. When you’re faced with damage or disaster and need help paying for repairs, you could wind up in a serious financial bind if you were counting on […]
An independent insurance agent has your best interests in mind. Unlike a corporate agent who works for one company, an independent insurance professional can provide a wide range of coverages tailored to your individual needs — and the policies don’t have to come from only one place. Why is an independent insurance agent your best […]
You know you have coverage, but avoiding a homeowners insurance claim is still one of your top priorities. Preventing water damage is one of the best ways to ensure you won’t need to place that call to your insurance company. Non-weather-related water damage accounted for 19 percent of all homeowners insurance claims between 2009 and […]
Is one of your financial goals to lower your insurance bill this year? Insurance is a necessary protection, but you shouldn’t pay more if you don’t have to. You have control over some of the factors your insurer uses to create your policy, whether that includes auto, home, life or all three. By making changes […]
Valuable personal property insurance sounds repetitive — if you already have renters or homeowners insurance, isn’t that enough? Surprisingly, the answer is likely no. If you own an expensive engagement ring, an antique collection or a custom-made musical instrument, then a standard renters or homeowners insurance policy probably isn’t insuring the full value of your […]
Renter’s insurance may be optional, but it’s an option you should always take. As one of the most versatile, cost-effective types of insurance available, it provides a wide range of benefits. Here are seven of the top reasons you should get a quote today: 1. Your Landlord’s Insurance Won’t Cover You One common reason tenants […]
