Bear River Mutual Insurance Company

Four Seasons Insurance is proud to be a preferred provider for the Bear River Mutual Insurance Company.

Bear River Mutual has been insuring Utah since 1909. Founded on the values that shaped our state, Bear River emphasizes honesty, integrity and hard work. The company was founded in Garland, Utah and, more than 100 years later, provides coverage exclusively to Utah residents.

In fact, Bear River Mutual is Utah’s oldest property and casualty insurance company.

Because Bear River is a mutual insurance company, its customers are the company’s only owners. Without shareholders or a board of directors intent on increasing dividends, Bear Mutual returns its profits to their customers and invests in our community.

Repeatedly named one of the Top 50 performing insurance companies in the United States, Bear River provides a personal level of customer service that is virtually impossible to find today. And, because they maintain a consistently low level of operating costs, their premiums are surprisingly affordable.

Bear River offers auto insurance coverage, homeowner and renter insurance, condo, dwelling and personal umbrella policies. You can combine your individual coverages with Bear River and save even more.

In addition to their boutique level of customer service, Bear River offers an online service center to assist you 24 hours a day. Here you can pay your bill, file a claim or contact one of their professional customer service representatives directly.

Here at Four Seasons Insurance, we appreciate Bear River’s commitment to the communities of Utah, but it’s their demonstrated dedication to their customers that makes us proud to be a preferred provider.

We value our relationship with Bear River Mutual, and we know you will share our enthusiasm for this outstanding Utah-based insurance provider.

To use the Bear River Mutual online bill pay system, have your PIN number available. (The PIN can be found on your monthly statement.)