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What Does a Standard Home Insurance Policy Cover?

What Does a Standard Home Insurance Policy Cover?
A standard home insurance policy provides protection against financial loss resulting from certain perils, including fire, theft, falling objects and accidental damage. Independent agents customize insurance plans to meet each individual homeowner’s needs. However, most standard policies include four fundamentals – coverage for the structure, personal belongings, liability and additional living expenses. For more details […]
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6 Reasons to Choose an Independent Auto Insurance Agency

6 Reasons to Choose an Independent Auto Insurance Agency
An independent auto insurance agency has no particular allegiance to any single carrier – the agents work for you. Direct writers, on the other hand, work for an insurance company. While both independent agents and direct writers share the goal of providing customers with insurance coverage, choosing an agent to provide your coverage offers a […]
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Term or Whole Life Insurance – Which Policy Is Right for You?

Term or Whole Life Insurance – Which Policy Is Right for You?
Life insurance gives you the peace of mind in knowing that your family will have financial security when you’re not around – so, making the decision to get coverage may be an easy one. What’s not so easy, however, is deciding whether to buy term or whole life insurance. If you’re new to the world […]
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Car Insurance Mistakes that Can Cost You

Car Insurance Mistakes that Can Cost You
Shopping for the right car insurance policy – one that offers maximum coverage at the minimum price -- isn’t nearly as fun as shopping for the perfect vehicle. But if you take the time to carefully consider your options, you can get the protection you need without breaking the bank. You may be tempted to […]
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5 Tips to Save Money on Your Home Insurance

5 Tips to Save Money on Your Home Insurance
Your home insurance provides protection for what is arguably your largest investment, so you definitely want to have a comprehensive policy. But, even so, who wouldn’t like to save a little money, as long as it doesn’t compromise your coverage? You can shop around and compare rates but what if you could save even more while making […]
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