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Are House Fires Covered by Homeowners Insurance?

House Fires Covered by Homeowners Insurance House fires are the most expensive type of insurance claim, making up one-quarter of total claim costs. While weather-related damage may prompt most claims, house fires are undoubtedly the most destructive. House fires are commonly caused by electri

What Happens During a Life Insurance Medical Exam?

life insurance medical exam For a life insurance medical exam, a nurse comes to your home to review your medical history. It’s routine — before an insurer can sensibly offer you a life insurance policy, they need to calculate your life expectancy. The Healthier You Are,

Home-Based Business Insurance: Is it Necessary?

Home-Based Business Insurance Home-based business insurance is more important than you might think. There are about 38 million home-based businesses in the U.S., and if you own one of them, you probably love the fact that you don’t have a commute — it’s one of the major pe

Animal Liability and Your Homeowners Insurance

animal liability Getting the right coverage for animal liability could save you from bankruptcy. Your dog is lovable and friendly and wouldn’t harm anyone — or so you think. Even the calmest pets can cause injuries. If a guest trips over them and falls, techni

Top 10 Ways to Lower Car Insurance Costs

Lower Car Insurance Cost Lower car insurance bills — that’s what everyone wants. Car insurance is a must-have, but you want to pay as little as possible for the protection you need. It is possible to lower car insurance rates and still get great coverage, but it mig